Frequently Asked Qestions

 

What Can I Claim?

The Financial Services Authority (FSA) has recently fined a number of high street banks and lenders over the miss-selling of Payment Protection Insurance (PPI). This means that if you have taken out a loan which had PPI included there is a good chance you could get all your money back..

I am not sure if I head PPI with my loan?

The majority of loans taken out in the last 6 years included some form of Payment Protection Insurance. Payment Protection Insurance is also known as Personal Loan Protection (PLP), Mortgage Payment Protection Insurance (MPPI), Accident Sickness and Unemployment Cover (ASU), Life & Accident, Sickness and Unemployment Cover (Life and ASU), or Credit Card Repayment Protection (CCRP).

How Much Can I Claim?

The amount you can claim will vary depending on your Bank or Lender but on a loan of £10,000 you may be able to claim around £2,000. Why not click on Apply Now to be sent a Claims Pack.

Can I Make More Than One Claim?

Yes and most people make several claims as they have had several Loans & Credit Cards in the last 10 years that included PPI cover.

How Much Will it Cost Me?

We operate on a No Win No Fee basis and we will not charge you a penny unless we win your Claim. If we do win your Claim our fees are 20% including VAT and this will be payable from the amount we win for you.

When Will I Get My Money?

This all depends on the complexity of your Claim. In some cases we will be able to send you a cheque within a few weeks; however other Claims can take several months.

What Will I Have To Do?

You will need to complete the Claim Pack we send you and return it to us. We will then pursue your Claim on your behalf.

Can I Speed Up My Claim?

By using our Apply Now service we guarantee to commence your Claim within 48 Hours. If you still have any of the original paperwork it will save us having to wait to get copies from your Bank or Lender.

My Loan Has Been Paid Off, Can I Still Claim?

Yes! Even if your loan has been paid off you can still make a claim.

Who Are Claims4U?

Claims4U is a specialist Claims Management company and we are regulated by the Ministry Of Justice in respect of regulated claims management activities; its registration is recorded on the website www.claimsregulation.gov.uk

What are your Terms and Conditions?

Our Terms and Conditions are available by clicking here

What To Do Next?

Step 1 - Click our Apply Now Button which will Send You A Claim Pack In The Post

Step 2 - Sign And Return Your Claim Pack Together With any original paperwork and documents you already have.

 

Step 3 - We will Process Your Claim And Set About Reclaiming Your Money

 

Step 4 - We Send You A Cheque When We Win Your Claim. If you have taken out a Secured or Unsecured Loan in the last 10 years, there is a good chance that some form of Payment Protection Insurance (PPI) was added to your loan and you could be owed thousands. Claims4U specialise in claiming back your money for a PPI policy that was miss-sold with a Loan. To find out why you can claim your money back using our No Win, No Fee service.

 

Claims4U is a specialist Financial Claims Company regulated by the Ministry of Justice in respect of regulated claims management activities; our registration is recorded on the website www.claimsregulation.gov.uk number 16230. Claims4U is the trading name of Cary Thornton, whose registered office is at Park View House, Park Avenue, Harrogate, HG2 9BG.